PradhanMantri Jan Dhan Yojna aims to provide basic banking accounts, banking facilities to every citizen of India and providing them with a debit card and inbuilt insurance. Bank Accounts opened under Jan Dhan Yojna are “Zero Balance” accounts, but if a cheque book is needed by the account holder, then minimum balance has to be maintained. By End of January 2015, banks had already opened 12.54 Crore accounts against a target of 7.5 Crore accounts, with 60% of these in rural areas. Under this scheme, financial literacy is also provided upto village level for better understanding of the banking process.
4. Campaign for Building Toilets
World Health Organization (WHO) estimated that at least half of India’s population defecates in the open. One of the targets of Swacch Bharat Campaign was to make India “Open Defecation Free” by Oct 2nd 2019. This is to be achieved by constructing toilets in every home, both for hygiene and safety issues, and to construct communal toilets for travelers, homeless and other people. Till Date, more than 46 Lakh Individual toilets and 3 Lakh community and public toilets have been constructed under the scheme. Not only construction, this Human waste has been put to use by producing more than 80 Megawatt of energy.